From Living in a Chawl to Building a Global Business – Story of Sharfunnisa Shaikh

Sharfunnisa Shaikh grew up in a ‘chawl’ and shared a common toilet with the other residents in the small suburb of Pimpri in Pune. She came from a lower middle class family, was shy and couldn’t speak English properly. Money was always tight and life was not easy for her family. Today she is a successful entrepreneur with a thriving direct selling business, travels the world inspiring others, and is a role model for many women.  

“I spent the first 13 years of my life in a chawl.where we all shared common public toilets. My parents’ only dream was to put their children in an English medium school. Fortunately, I did well in studies and went on to get a B.Sc in Mathematics. I then worked for many years in financial services,” says Shaikh.

Shaikh was introduced to direct selling by an old friend while she was working in Mumbai. The friend had recently given up his job and had started building a direct selling business promoting health and wellness products.  He explained the direct selling business model used by QNet, and pitched the idea to Shaikh of starting off with him. “I was curious about this business so, I started by buying some wellness products from QNet to try them out,” Sahikh says.

About 9 months later, this friend told Shaikh that he was going for a global convention of the company in Malaysia and he was very excited about it. “That got me thinking. I wondered why someone would want to pay from their own pocket to go attend a convention in a different country unless there was something truly amazing about the company and its business. I couldn’t understand the motivation, says Shaikh. When the friend came back from the convention, this time she sought him out to properly understand the direct selling business model and what she could do to build a similar business. “That was in June 2009 and I haven’t looked back since,” she says.

The beauty of direct selling is that it’s not just about financial empowerment, there is a very important personal development aspect to it. The company provides all its independent representatives with training. Because of my small town upbringing I had a major inferiority complex. I was shy, was not very fluent in English, fearful of talking to people. All of these traits are a major roadblock when you are trying to run your own business. But the business helped me to develop self-confidence which is an important aspect of success. I became goals driven and motivated to achieve the next level. I wanted to earn respect, equality and dignity and QNet gave me the right platform.” Shaikh reveals, adding, “Today I lead a large team of similarly aspiring young entrepreneurs from different countries.”



Talking about the Model Direct Selling Guidelines, which were announced by the Ministry of Consumer Affairs, Government of India, last year, Shaikh says the guidelines are a great step in regulating our industry and helping curb fraudulent companies.  “I know that QNet has already complied with the guidelines and has also started communicating with all the distributors on the ground about complying with it. A few of us who have big teams have come together and developed seminars and training programs on these guidelines to help the new people joining us understand that there are strict rules and regulations to conducting this business,” she adds.

The Price Of Your New Passport May Be About To Go Up

The Price Of Your New Passport May Be About To Go Up

A friend of mine once said that, having spent more than two decades traveling and living all over the world as an English teacher, he considers his passport to be the one thing essential to, and irreplaceable in, his life. In other words, it’s the most valuable single item he possesses.

And now we’re about to see that value go up, as the British Home Office is planning to hike the price of getting a new European Union United Kingdom of Great Britain and Northern Ireland passport (to give it its full, grandiose, and it seems fleeting, name.) In particular, new and renewing applicants will now see greater discrepancies between the price of postal and online applications.




Under the plans, online applications will go up with inflation from £72.50 to £75.50 for adults and from £46 to £49 for children. Postal applications on the other hand will jump from £72.50 to £85 for adults and from £46 to £58.50 for children.

If you’re a frequent flyer, better news, with the online price for a larger 16-extra-page passport staying at £85.50 while the postal price leaps to £95.

The less organised (and lucky) among us in need of a same day passport will now be faced with a £177 bill, up nearly £50 from the current £128 bill.

The plans are still to be approved by Parliament – but are expected to be soon, and will come into effect on 27 March 2018. According to the Home Office, “the fees will contribute to the cost of processing British passport holders as they travel in and out of the country, shifting the burden for paying for these services away from the taxpayer – millions of whom do not currently hold passports.” This is on top of the “costs associated with issuing UK passports and for consular support provided to British nationals abroad.”

If you’re in need of a new UK passport or only have one or two blanks pages left, which may mean you can’t visit certain countries, you have until 27 March to apply for a new one. You can apply no matter when your current passport is due to expire and can transfer any time you have left on it up to a maximum of nine months, so you don’t lose the time but could still save on cost.

Remember though, a new passport can take around three weeks to be delivered, so factor in any imminent trips you have coming before you order your new one.

Oh, and these price rises apparently have nothing to do with the other big UK passport change coming in 2019 – when its colour will switch from the burgundy EU version to a ‘British’ blue.

 

Source by forbes..

What Is Blue Coloured Aadhard Card?

What Is Blue Coloured Aadhard Card?

Aadhaar, the 12-digit unique identity number issued by the Unique Identification Authority of India (UIDAI), is a compulsory identity card. A number of government schemes require applicants to provide details of their Aadhar card number. Everyone can enroll for Aadhaar – even a newborn child, mentioned UIDAI in a tweet on it’s official Twitter handle- @UIDAI. UIDAI has now also introduced a blue coloured ‘Baal Aadhaar’ card for children below the age of 5 years, another tweet mentioned. For enrolling a child for Aadhaar card, the child’s birth certificate and the Aadhaar card number of one of the parents is required, said UIDAI in another tweet.  Biometrics is not developed for children before five years of age. According to UIDAI, a child’s Aadhaar data does not include biometric information like fingerprints and iris scan. Once the child crosses the age of five, biometrics should be updated, UIDAI further said.

Steps for getting ‘Baal Aadhar’ card number:

1. Visit the enrolment centre and fill out the enrolment form.

2. Provide the child’s birth certificate. One of the parents must also provide their Aadhaar card number for authentication purposes. It is necessary to provide the ‘Aadhaar’ card of one of the parents for enrolling for child’s ‘Aadhaar card’.

3. Also provide a mobile number

4. As the age of the applicant in this case is below five, no biometrics will be recorded and only photograph will serve the purpose. Biometrics should be updated after the child reaches the age of five.



5. A photograph of your child will be clicked.

6. Child’s ‘Aadhaar’ will be linked to the UID (Aadhaar card number) of his/her parents

7. After confirmation, collect an acknowledgement slip.

8. Once the registration and verification process has been completed, an SMS will be sent to the registered mobile number. Within 60 days of receiving this message, the Aadhaar card will number be issued to the newborn child.

 

Source by ndtv..

DoT wants mobile numbers to have 13 digits from July 1, but don’t panic it won’t affect phone users

Did you hear that the Indian government wants mobile numbers to have 13 digits and not 10? It’s true. But no, it won’t change your existing number or affect the phone users in India. The 13-digit numbers are meant only for M2M (machine2machine) SIM cards, or in other words the cards that will be used in automated machines. The Department of Telecom has written to telecom companies that they should issue only 13-digit M2M numbers and that they should convert all the existing 10-digit M2M numbers into 13-digit numbers from October 1, 2018 onwards. The deadline to complete the conversion is December 31, 2018.

The move, contrary to speculations doing rounds right now on social media, will not affect phone users. It is meant only for the SIM cards that are used in machines, such as internet-connected appliances.


According to a directive that BSNL has sent to its hardware vendors ZTE and Nokia, DoT in a meeting on January 8 decided that the M2M SIM cards in India need to have 13-digits. Accordingly, BSNL informed its vendors that it will need infrastructure that can handle 13-digit M2M numbers from July 1, 2018 onwards. Also, it informs vendors that migration of existing M2M numbers, which have 10-digits just like the regular phone numbers used by people, to 13-digit numbers will start from October 1, 2018 and will be completed by December 31, 2018.

The M2M SIM cards are used in automated machines that require network connectivity. These could be large industrial machines part of automated assembly lines or they could be small gadgets, part of the Internet of Things, such as the fire alarm in your house that may require internet or cellular connectivity to send out alerts.

 

Sridevi death LIVE updates: Mortal remains expected to arrive by 3 pm; family is trying to complete formalities ASAP

We are still struggling to come in terms with the fact Sridevi is no more. The veteran, who was just 55, passed away after suffering a major cardiac arrest in Dubai last night. As a source close to the family revealed, “Sridevi was not ailing of any major sickness which is why this news is so shocking. She has been fit and hale and hearty for a long time. She suffered a massive cardiac arrest in Dubai where she was on a short break and passed away after doctors could not bring her back. This was something that no one expected.” Sridevi, along with her husband, Boney Kapoor and daughter Khushi were in Dubai to attend Mohit Marwah’s wedding. However, she decided to extend her stay at the hotel, while Boney and Khushi came back to Mumbai a day before yesterday. Their elder daughter Janhvi unfortunately couldn’t be a part of the wedding as she was busy shooting for her debut film, Dhadak. Little did she know that she would never get to see her mom again….Also read: Sridevi’s exceptional contribution to South cinema will always be revered – looking back at her best films



But obviously, the entire nation is devastated by this heartbreaking news of Sridevi’s untimely demise. Where condolence wishes are pouring all over the internet. Celebs right from Rajinikanth to Priyanka Chopra are paying their last respect by sharing some fond memories with the actress, who was nothing less than a gift to the industry. Here, scroll down to get LIVE updates, as and how the proceedings for the last rituals begin…

Sridevi’s body is expected to reach Mumbai by 3pm

Sridevi’s body expected to arrive at the Mumbai airport by 3 pm today. The family is completing formalities in Dubai as soon as possible to bring the body back home.

Income tax returns (ITR) filing: Bad news for salaried class; salary set to face this cut

Income tax returns (ITR) filing: Bad news for salaried class; salary set to face this cut

As if no relief in the income tax burden was not enough, here’s another bad news for the salaried persons. In a bid to broaden its tax base, the government is now eyeing even the compensation which someone would receive after being laid off. The Budget 2018 has proposed that if someone is laid off and receives a compensation, that will now be taxed as “Other Income”. Earlier, it was mostly considered as a non-taxable capital receipt.



Tax experts say that compensation is the only means of subsistence after someone’s termination. In simple words, compensation is the final payment which one receives after being laid off. It gives some strength to the concerned person to search for a new business or profession.

As per the existing provisions of the Income-Tax Act, 1961, “various types of compensation receipts are taxable as business income under clause (ii) of Section 28. The prevailing provision under Section 28 is confining its purview in relation to taxation of compensation keeping a large number of compensation receipts in connection with both business and employment out of the purview of taxation. It is leading to erosion of tax base and revenue loss,” says CA Abhishek Soni, Founder, tax2win.in.

Consequently, it has been proposed in the Budget 2018 to amend the Section 28 of the I-T Act to provide that any compensation received or receivable, whether revenue or capital, in connection with the termination or the modification of the terms and conditions of any contract in relation to business shall be taxable as ‘Business Income’.

Additionally, it has also been recommended to introduce the tax on compensation under Section 56 of the Act. It means any compensation received or receivable, in the nature of revenue or capital, in connection with the termination or the modification of the terms and conditions of any contract in relation to employment shall be taxable as ‘Other Source Income’.

Thus, “dual changes have been suggested in this Budget in relation to the receipt of compensation. One is broadening the scope of the existing tax on compensation in relation to business under Sec 28 and another one is taxing the compensation received in terms of employment for the first time under Sec 56. The object of this modification is to widen and deepen the tax base. These amendments will take effect from 1st April, 2018,” informs Soni.

To summarize

Tax experts say that compensation is not an income receipt, rather it’s more or less a kind of help to the laid off person. “On the one hand, the government is giving priority to the creation of employment and on the other hand, it is hitting the persons whose business or professional work has suffered termination. Therefore, the government must rethink on this tax proposal and come up with some modification upon it” says Soni.

 

Source by msn..

10,000 Punjab National Bank Credit, Debit Card Customers Said to Be Affected by Data Breach

10,000 Punjab National Bank Credit, Debit Card Customers Said to Be Affected by Data Breach
Some 10,000 credit or debit card holders have been affected by a data breach reported by Punjab National Bank (PNB), which is already reeling under a multi-crore rupee financial fraud by two fugitive luxury jewellers.

According to an Asia Times report, security experts believe that the sensitive details of customers of the state-run bank were offered for sale through a website for at least three months.

The Hong Kong-based English language news reported that the bank was tipped off on Wednesday night about the data breach by CloudSek Information Security, a company registered in Singapore that also has its office in Bengaluru. The firm monitors data transactions.

“We have a crawler that is deployed in the dark/deep web. These are sites on the Internet which are not indexed by Google or other major search engines. They are used to buy and sell sensitive data illegally,” chief technical officer Rahul Sasi was quoted as saying by the news site.


“Our crawler detects any such data and sends it to a Machine Learning software that we have created. If this detects anything that is suspicious, and of interest to our clients, we immediately take action.”

PNB’s Chief Information Security Officer T.D. Virwani has confirmed it was working with the government to contain the fallout from the release of the data.

The data available for sale includes names, expiry dates, Personal Identification Numbers and Card Verification Values.

Sasi said two sets of data were released: some with CVV numbers and some without. The last date stamp on the data is January 29, 2018, indicating that the details are still current for thousands of card customers.

 

Source by gadgets..

10th 12th Pass Jobs 2018 (135767 Govt Vacancies Opening)

Indian National candidates / Students, who have holding 8th, 10th (SSLC), SSC, and 12th Class Qualification to get Latest / Upcoming Government Jobs recruitment notification in this page. 10th 12th Pass candidates called for various Government Vacant  posts in Govt Sectors such as Indian Army, Indian Navy, Railway, UPSC, Banking, Police Departments, Govt Ministry departments, Govt Universities and Govt public sector units in 2018-19.




Minimum Educational Qualifications: 8th Pass, Matriculation, 10th Pass (SSC / SSLC or equivalent), 12th Pass (HSC, 10+2, Intermediate or equivalent) courses studied under State Board or Government approved Organizations or Institutions.

10th & 12th Qualifying Govt Jobs Posts: Assistants, Clerk (LDC), Attendant, Driver, Constable, Village Administrative Officer (VAO), Stenographer, Data Entry Operator, Junior Assistants, Peon etc.

Latest 10th Pass Govt Jobs 2018 and 12th Pass Government Jobs List 2018-19 – Last Updated on 23rd February 2018

Job Organization

Total Vacancies

Jobs Name

Last Date

More Info

Railway Recruitment Boards (RRB)

62907

Group D posts (Helpers, Track Maintainer Grade IV, Hospital Attendant, Assistant Pointsman, Gateman, Porter / Hamal / Sweeper cum Porte)

12/03/2018

Full Detail >>

Railway Recruitment Boards (RRB)

26502

Assistant Loco Pilot and Various Technicians

05/03/2018

Full Details>>

Uttar Pradesh Police

41520

Civil Police, Armed Police

22/02/2018

Full Details>>

Madhya Pradesh Postal Circle

2411

Gramin Dak Sevaks (GDS)

24/02/2018

Full Details>>

Air India Limited

500

Cabin Crew

12/03/2018

Full Details>>

Central Industrial Security Force (CISF)

447

Constable / Driver, Constable / Driver cum Pump Operator

19/03/2018

Full Details>>

Hartron Informatics Limited

248

Data Entry Operators

14/03/2018

Full Details>>

Andhra Pradesh Postal Circle

245

Postman, Mail Guard

15/03/2018

Full Details>>

Indo-Tibetan Border Police Force (ITBP)

134

Constable (Driver)

15/03/2018

Full Details>>

24 Field Ammunition Depot (24 FAD), c/o 56 APO

125

Tradesman Mate, LDC, Assistant, Fireman

02/03/2018

Full Details>>

24 Field Ammunition Depot (24 FAD), c/o 56 APO

117

Tradesman Mate, Fireman, LDC

Feb 2018

Full Details>>

Allahabad High Court

91

Sweeper, Cook, Mali, Farrash

26/02/2018

Full Details>>

Maharashtra State Police

83

Constables

28/02/2018

Full Details>>

Southern Naval Command Kochi

74

Group C Posts

26/03/2018

Full Details>>

Air India Engineering Services Limited (AIESL)

60

Utility Heads

12/03/2018

Full Details>>

Sri Guru Tegh Bahadur Khalsa College (SGTB Khalsa College), Delhi

37

Junior Assistant, Library Attendant, Laboratory Attendant

23/02/2018

Full Details>>

Central Government Health Scheme (CGHS), Kanpur

27

MTS, Lab Assistant

23/02/2018

Full Details>>

Ministry of Defence, ASC Units under Jurisdiction Head Quarters 16 Corps (ST)

23

Industrial Mazdoor, Fire Engine Driver and Fireman

19/03/2018

Full Details>>

Central Water Commission (CWC), Patna

22

Skilled Work Assistant (SWA)

28/02/2018

Full Details>>

Southern Air Command IAF

22

Group C Posts

05/03/2018

Full Details>>

Central Water Commission (CWC), Shimla

21

Skilled Work Assistant (SWA)

23/02/2018

Full Details>>

NMDC Limited

20

Ward Attendant, Blaster

26/02/2018

Full Details>>

National Institute of Health and Family Welfare (NIHFW) New Delhi

12

Stenographer Grade III, Lower Division Clerk (LDC)

28/02/2018

Full Details>>

ALIMCO, Kanpur

10

Steno, Junior Clerk, Junior Store Keeper

28/02/2018

Full Details>>

Controller of Defence Account (Navy), Mumbai

10

Canteen Attendant

27/03/2018

Full Details>>

Society for Applied Microwave Electronics Engineering and Research (SAMEER) Mumbai

09

Accounts Assistant, Administrative Assistant, Lower Division Clerk and Driver

28/02/2018

Full Details>>

Military Hospital, Pachmarhi Cantt

07

Chowkidar, Mali, Safaiwala, Safaiwali, Washerman and Ward Sahayika

28/02/2018

Full Details>>

NIT Delhi

04

Stenographer, Senior Assistant, MTS

26/02/2018

Full Details>>

HQ Eastern Air Command IAF

03

Telephone Operator, Hindi Typist, Draughtsman

12/03/2018

Full Details>>

Rehabilitation Council of India (RCI) New Delhi

03

Assistant, LDC, Library Attendant (MTS)

05/03/2018

Full Details>>

Central Bank of India 03 Office Assistant, Attender, Watchman 23/02/2018 Full Details>>

Chittaranjan National Cancer Institute (CNCI) Kolkata

02

Ward Master

26/02/2018

Full Details>>

Chittaranjan National Cancer Institute (CNCI) Kolkata

02

Ward Master

26/02/2018

Full Details>>

BCG Vaccine Laboratory, Chennai

02

Senior Laboratory Assistant, Laboratory Assistant

Feb 2018

Full Details>>

Sainik School Chhingchhip Mizoram

01

LDC

17/03/2018

Full Details>>

Cantonment Board Ranikhet

01

Forest Guard

26/02/2018

Full Details>>

AIIMS Raipur

01

Data Entry Operator

26/02/2018

Full Details>>

Motilal Nehru College (Evening), New Delhi

01

Library Assistant

23/02/2018

Full Details>>

DRIVER GOVT JOBS

Above 500

Drivers

Feb / March 2018

Driver Jobs >>

DATA ENTRY & COMPUTER GOVT JOBS

Above 1000

Data Entry Operator, Computer Operator

Feb / March 2018

DEO Jobs >>

Deputation Jobs 2018 (Latest 500+ Vacancies)

Central and State Government Deputation Wise and Re-Employment Wise current Vacancy details listed on this post. Only Official Indian National Candidates (who have previously worked or working in Central and State Government Departments or Public Sector Undertakings) are eligible to apply for following Deputation wise Govt Recruitment Jobs.

Eligibility: Officers under the Central or State Governments / or Public Sector Undertakings / or  recognized research institutes / or Autonomous bodies or Statutory organizations.

Deputation Govt Jobs List 2018: (Last Updated on February 2018)

Name of Organization

Name of Post – Total Vacancies

Last Date for Apply

Complete Details

National Human Rights Commission (NHRC) New Delhi

Investigation, Research, Accounts, Administration and Law Division Posts – 27

02/04/2018

Click Here>>

Serious Fraud Investigation Office (SFIO), New Delhi

Various Directors – 13

10/04/2018

Click Here>>

Mail Motor Service Hyderabad

Staff Car Driver (Ordinary Grade-III) – 11

14/03/2018

Click Here>>

Ministry of Women and Child Development (WCD)

Executive Director, Project Manager, Project Officer and Project Associate – 10

12/03/2018

Click Here>>

Indian Port Rail Corporation Ltd (IPRCL)

Various Managers, Engineers – 08

26/02/2018

Click Here>>

Central Pollution Control Board (CPCB)

Scientists – 04

26/02/2018

Click Here>>

AIIMS Jodhpur

Faculty Posts – 121

12/02/2018

Click Here>>

National Commission for Women (NCW), New Delhi

Various Positions – 28

12/02/2018

Click Here>>

National University of Educational Planning and Administration (NUEPA)

Finance Officer, Systems Analyst – 02

07/02/2018

Read More>>

Xiaomi Mi 7 with 8GB RAM, 16MP dual cameras..

Xiaomi Mi 7 with 8GB RAM, 16MP dual cameras..

Xiaomi Mi 7, which is the company’s next-generation flagship smartphone could arrive in the market in the first half of the year. Xiaomi during the second Snapdragon Technology Summit in Hawaii in December, announced that the Mi 7 will be the company’s first smartphone to be powered by a Snapdragon 845 mobile processor. Now detailed specifications and features of the upcoming smartphone have leaked in a screenshot by Playfuldroid.

Xiaomi Mi 7 is expected to feature a 5.65-inch Full HD+ display with a resolution of 2160 x 1080 pixels. Reports suggest that the successor to Mi 6 will come with an Apple iPhone X-like bezel-less display and a notch at the top of the screen. Additionally, the high-end smartphone could ditch the traditional fingerprint scanner in favour of a 3D facial recognition. In fact, the company might be looking to add the same Face ID system that we saw on the iPhone X.Xiaomi Mi 7 will get dual rear cameras, a combination of 16MP+16MP. Powered by the Qualcomm Snapdragon 845 processor, the phone could feature 6GB/8GB RAM coupled with either 64GB or 128GB storage. The Mi 7 could ship with the company’s latest MIUI 9 user-interface. The Mi 7 could be backed by a massive 4,480 battery, compared to a 3,350mAh one on the Mi 6. Of course, the latest leak need to be taken with a pinch of salt as we’ve seen several conflicting reports concerning the Mi 7.

Reports also claim that Mi 7 could also sport a bezel-less display with a 6-inch OLED screen. Interestingly, an unofficial render leaked by Nigerian site Ninjatech suggests Mi 7 might feature a traditional fingerprint scanner on the back, like the Galaxy S8. It is unclear if Xiaomi will stick with the same design for the Mi 7 that we saw on the Mi 6.

 

Source by indianexpress…