महाभारतयुद्ध के बाद इस तरह खंडखंड हुआ था भारत..

महाभारतयुद्ध के बाद इस तरह #खंडखंड हुआ था भारत…#महाभारत की चर्चा सभी करते हैं लेकिन इस #युद्धकेपरिणाम की चर्चा बहुत कम की जाती है। इस युद्ध से संपूर्ण भारतवर्ष पर क्या प्रभाव पड़ा इसकी चर्चा बहुत कम ही की जाती है।

कौरव_पांडवों की सेनाओं की #जनसंख्या :

श्रीकृष्ण की एक #अक्षौहिणीनारायणीसेना मिलाकर कौरवों के पास 11 अक्षौहिणी सेना थी तो पांडवों ने 7 अक्षौहिणी सेना एकत्रित कर ली थी। इस तरह सभी महारथियों की सेनाओं को मिलाकर कुल 45 लाख से ज्यादा लोगों ने इस युद्ध में भाग लिया था। उस काल में धरती की जनसंख्या ज्यादा नहीं थी। यदि हम वर्तमान समय की 7 अरब जनसंख्या से तुलना करें तो आज विश्व की सभी सेनाएं मिलकर एक करोड़ होगी। लेकिन उस काल में जनसंख्या इतनी नहीं थी। 1947 के पहले भारत की जनसंख्या लगभग 40 करोड़ के आसपास थी। 1650 में ईस्वी में संपूर्ण धरती की जनसंख्या लगभग 50 करोड़ थी। इस प्रकार यदि हम और पीछे जाएंगे तो धरती की जनसंख्या इससे भी आधी थी। तब क्या हम यह अनुमान लगा सकते हैं कि 3112 ईसा पूर्व धरती की जनसंख्या कितनी रही होगी? अनुमान ज्ञान नहीं होता, यह वास्तविकता के करीब हो सकता है और नहीं भी। लेकिन यदि एक करोड़ लोगों ने युद्ध में भाग लिया होगा नो निश्‍चित ही कम से कम भारत की जनसंख्‍या 5 से 6 करोड़ के बीच तो रही होगी, क्योंकि तब आज जीतने शहर या गांव नहीं थे।

युद्ध में मारे गए थे सभी, बचे थे मात्र 18 :

45 लाख की सेना के बीच महाभारत का युद्ध 18 दिनों तक चला और इस युद्ध में कुल 18 योद्धा ही जीवित बचे थे। महाभारत के युद्ध के पश्चात कौरवों की तरफ से 3 और पांडवों की तरफ से 15 यानी कुल 18 योद्धा ही जीवित बचे थे। जिनके नाम हैं- कौरव के कृतवर्मा, कृपाचार्य और अश्वत्थामा, जबकि पांडवों की ओर से युयुत्सु, युधिष्ठिर, अर्जुन, भीम, नकुल, सहदेव, कृष्ण, सात्यकि आदि। हालांकि इतिहास के कुछ पन्नों के अनुसार महाभारत के युद्ध में 39 लाख 40 हजार योद्धा मारे गए। अब आप सोचिए कि 6 करोड़ की आबादी में आधी तो महिलाएं होगी याने कि करीब ढाई करोड़ महिलाएं। अब बचे ढाई करोड़ पुरुष जिसमें से लाखों तो बच्चे होंगे। मतलब यह युद्ध बुढ़े और जवानों ने यह लड़ा। उनमें से कुछ जवान तो उनके पुत्र ही थे जिनको कोई पुत्र नहीं हुआ था।

कौरव पक्ष :

कौरवों की ओर से दुर्योधन व उसके 99 भाइयों सहित भीष्म, द्रोणाचार्य, कर्ण, मद्रनरेश शल्य, भूरिश्र्वा, अलम्बुष, कलिंगराज, श्रुतायुध, शकुनि, भगदत्त, जयद्रथ, विन्द-अनुविन्द, काम्बोजराज सुदक्षिण और बृहद्वल आदि और उनके पुत्र पौत्र युद्ध में शामिल थे जो सभी मारे गए। कौरवों के कुल का नाश हो गया। कौरव वंश का एक मात्र युयुत्सु ही बचा था।

पाडव पक्ष :

पांडवों की ओर से अभिमन्यु, घटोत्कच, विराट, द्रुपद, धृष्टद्युम्न, शिखण्डी, पांड्यराज, कुन्तिभोज, उत्तमौजा, शैब्य और अनूपराज नील आदि सहित पांडवों के लगभग पचास पुत्र भी युद्ध मारे गए थे। पांडव वंश में अर्जुन के पुत्र अभिमन्यु की पत्नी के उत्तरा के गर्भ में पल रहा उनका एक मात्र पुत्र बचा था जिसे श्रीकृष्ण ने बचाया था। इसका नाम परीक्षित था। पांडव युद्ध जीतने के बाद भी हार ही गए थे क्योंकि फिर उनके पास कुछ भी नहीं बचा था। प्रत्येक पांडव के 10-10 पुत्र थे लेकिन सभी मारे गए।

यादव पक्ष :

श्रीकृष्ण की नारायणी सेना और कुछ यादव युद्ध में और बाद में गांधारी के शाप के चलते आपसी युद्ध में श्रीकृष्ण के कुल का नाश हो गए। कौरवों की मां गांधारी ने श्रीकृष्ण को श्राप दे डाला कि जैसे मेरे बच्चों की इतनी दर्दनाक मौत हुई है, उसी तरह तुम्हारा यादव-परिवार भी आपसी युद्ध में तड़प-तड़प मारा जाएगा।

अन्य राजाओं का पक्ष :

इस तरह हमने देखा की इस युद्ध में कई पितामह, पिता और पुत्रों ने एक साथ भाग लिया था जिसके चलते तीन पढ़ी एक साथ खत्म हो गई थी। कौरवों और पांडवों के इस महामरण युद्ध में सिर्फ उनका ही वंश नष्ट नहीं हुआ भारतवर्ष के कई राज्यों के राजाओं का वंश और उनकी सेनाओं का भी नाश हो गया था। इस युद्ध में देश-विदेश के लाखों राजाओं, महाराजाओं और सैनिकों ने भाग लिया था।

बिखर गया था भारत :

महाभारत युद्ध में तीन पीढ़ी समाप्त हो गई थी। ऐसा में लाखों महिलाएं भरी जवान में विधवा हो गई थी। लाखों महिलाओं के समक्ष पुरुषों का संकट खड़ा हो गए था। अर्थात उनके विवाह के लिए पुरुषों का होना भी तो जरूरी है। यह सिर्फ अनुमान ही लगाया जा सकता है। अनुमान ज्ञान नहीं होता। लेकिन यह तय है कि इससे समाज में एक धर्मसंकट की स्थिति खड़ी हो गई थी। समाज का नेतृत्व करने वाला कोई नहीं था। राज्यों में बिखराव हो गया था। इतने लोग नहीं थे कि वे राज्य की व्यवस्था को संचालित करते।

कहते हैं कि इस युद्ध के परिणामस्वरूप भारत से वैदिक धर्म, समाज, संस्कृति और सभ्यता का पतन हो गया। इस युद्ध के बाद से ही अखंड भारत बहुधर्मी और बहुसंस्कृति का देश बनकर खंड-खंड होता चला गया।

युद्ध के बाद युधिष्ठिर संपूर्ण भारत वर्ष के राजा तो बन गए लेकिन सब कुछ खोकर। किसी में भी पांडव में राजपाट करने की इच्छा नहीं रही थी। सभी को वैराग्य प्राप्त हो गया था। देखते हुए युधिष्ठिर ने राजा का सिंहासन परीक्षित को सौंपा और खुद चल पड़े हिमालय की ओर, जीवन की अंतिम यात्रा पर। उनके साथ चले उनके चारों भाई और द्रौपदी आदि। उनसे पहले ही धृतराष्ट्र और गांधारी हिमालय चले गई थे। वहीं सभी का अंत हो गए।

महाभारत युद्ध के कारण देश बर्बाद हुआ। उस युद्ध ने समूचे आर्यावर्त को खंड खंड कर दिया। इस युद्ध के बाद देश टुकड़ो में बंट गया। सैंकड़ों वर्षों तक खामोशी छाई रही। लोग अपने अपने तरीके से जीवन यापन करने लगे। पौराणिक धर्म और अन्य कई तरह के धर्मों का विकास होने लगा।

विदेशी भारत में आकर बसने लगे, लुटने लगे, आक्रमण करने लगे। यवन, शक, हूण और कुषाणों का आक्रमण तो बहुत बाद में शुरू हुआ उसके पहले महाभारत के बाद तो भारत के हजारों, लाखों लोगों ने कालांतर में भारत से बाहर निकलकर अरब, तुर्क, मिस्र, मलेशिया, इंडोनेशिया, चीन, रशिया आदि सभी जगह जाकर बसने लगे। धर्म का एक नया मार्ग खुलने लगा। वहां उन्होंने नई संस्कृति और धर्म की नींव रखी। इस बात का वर्णन कोई नहीं करता है कि किस तरह जैन और हिन्दू संतों ने अरब, योरप और रशिया में जाकर धर्म का प्रचार प्रसार किया जिसके चलते वहां कबीलों में जी रही मानव सभ्यता को ज्ञान की एक नई रोशनी मिली।

  1. महाभारत के बाद धीरे-धीरे धर्म का केंद्र तक्षशिला (पेशावर) से हटकर मगध के पाटलीपुत्र में आ गया था जो कि बात में घातक सिद्ध हुआ। गर्ग संहिता में महाभारत के बाद के इतिहास का उल्लेख मिलता है। अयोध्या कुल के मनु की 94 पीढ़ी में बृहद्रथ राजा हुए। उनके वंश के राजा क्रमश: सोमाधि, श्रुतश्रव, अयुतायु, निरमित्र, सुकृत्त, बृहत्कर्मन्, सेनाजित, विभु, शुचि, क्षेम, सुव्रत, निवृति, त्रिनेत्र, महासेन, सुमति, अचल, सुनेत्र, सत्यजीत, वीरजीत और अरिञ्जय हुए। इन्होंने मगध पर क्षेम धर्म से पूर्व राज किया था।
  2. बृहद्रथ (जरासंध) वंश के रूप में 3233 वि.पू. से रिपुंजय तक 2011 वि.पू. तक चला, शत्रुंजय के समय श्रीकृष्ण वंशी बज्रनाम का राज्य चला, बाद में यादवों के वंश मिथिला, मगध, विदर्भ, गौंडल, जैसलमेर, करौली, काठियावाड़, सतारा, दक्षिण मथुरा पांड्यदेश, पल्लव आदि विभिन्न खंडों में बिखर गए।
  3. महाभारत के बाद कुरु वंश का अंतिम राजा निचक्षु था। पुराणों के अनुसार हस्तिनापुर नरेश निचक्षु ने, जो परीक्षित का वंशज (युधिष्ठिर से 7वीं पीढ़ी में) था, हस्तिनापुर के गंगा द्वारा बहा दिए जाने पर अपनी राजधानी वत्स देश की कौशांबी नगरी को बनाया। इसी वंश की 26वीं पीढ़ी में बुद्ध के समय में कौशांबी का राजा उदयन था। निचक्षु और कुरुओं के कुरुक्षेत्र से निकलने का उल्लेख शांख्यान श्रौतसूत्र में भी है।

Xiaomi unveils new RedmiBook 16 and RedmiBook 14 II, with Intel and Nvidia power this time

Xiaomi unveiled two RedmiBook laptops today, both powered by 10th generation Intel processors that replace the Ryzen 4000 APUs in the same models announced earlier this year.

RedmiBook 16

The new version of the RedmiBook 16 offers a choice between the Core i5-1035G1 and i7-1065G7. Both are 15 W chips with 4 cores and 8 threads, but the i7 runs at higher clock speeds (1.3-3.9 GHz vs. 1.0-3.6 GHz) and has more L3 cache (8 MB vs. 6 MB). It also has double the GPU computing units, but that doesn’t matter as much as there is an Nvidia MX350 GPU with 2 GB of GDDR5 RAM.

Regardless of CPU choice, the laptop is cooled by a single fan with dual heat pipes. Also, the RAM is now DDR4-3200, which is faster than what the Ryzen version got (DDR4-2666).

Note that the Intel-powered version costs more. The one with an i5 is CNY 5,000 ($710) while the base i7 one is CNY 5,700 ($810). In both case you get 16 GB of RAM and a 512 GB SSD. For comparison, the Ryzen 4500U laptop is CNY 3,600, the 4700U one CNY 4,300.

Anyway, the RedmiBook 16 has a 16.1” screen with narrow bezels (3.26 mm, giving it 90% screen to body ratio). It’s a 1080p panel with full 100% sRGB coverage, DC dimming and 300 nits brightness. The full-sized keyboard has 1.5 mm keystroke and there’s a fingerprint reader integrated into the Power button.

The laptop weighs 1.8 kg and comes with a 46 WHr battery, good enough for 12 hours of use (according to Xiaomi). It’s quick to charge, getting to 50% takes only 30 minutes using the supplied 65 W USB-C charger. Additional ports include another USB-C, one USB-A 3.0, one USB-A 2.0, an HDMI port and a 3.5 mm headphone jack. Wireless connectivity features Wi-Fi 6 with 2×2 MIMO.

RedmiBook 14 II

Next up is a revamped 14” laptop, the RedmiBook 14 II. It’s a 1080p panel that once again offers 100% sRGB coverage and 300 nits typical brightness. The laptop is smaller, thus lighter – it weighs only 1.3 kg.

That also means a smaller battery, 40 WHr, but that should still get you to over 10 hours of use according to official numbers. This one also comes with a 65 W USB-C charger that covers the 0-50% distance in 28 minutes.

The RedmiBook 14 II gets the same CPU choices – Core i5-1035G1 and i7-1065G7, both paired with an Nvidia MX350 GPU. The RAM starts at 8 GB of DDR4-3200, but there’s a 16 GB option as well. The SSD has 512 GB capacity.

The base model cots CNY 4,700 ($670) while the fully loaded version (i7, 16 GB RAM) is CNY 5,700 ($810). The version with Ryzen 5 4500U starts at CNY 3,800 (was CNY 3,500 during the first sale).

Both the RedmiBook 16 and RedmiBook 14 II with Intel CPUs will be available in China from July 15.

Gangster Vikas Dubey Killed, Was Trying To Escape After Accident: Cops

On the run since he organized the massacre of eight policemen in Kanpur last Friday, Vikas Dubey was arrested yesterday at a temple in Ujjain, Madhya Pradesh.

Kanpur: 

Gangster Vikas Dubey was killed in an encounter after a road accident on Friday morning while being taken to Kanpur in Uttar Pradesh from Madhya Pradesh, where he was arrested yesterday. Vikas Dubey snatched the gun of a policeman and tried to run but was surrounded, said the police, asserting that they had tried to get him to surrender.

Just an hour short of Kanpur, the car in which Vikas Dubey was being taken – one of three in the police convoy — overturned on the rain-slicked highway and he tried to escape, according to the police. He was shot dead, like many of his accomplices who, according to the police, had also tried to escape from custody.

“The car overturned and policemen and the accused were injured. Then Vikas Dubey grabbed a gun from an injured policeman and ran. The police team caught up and surrounded him and tried to get him to surrender, but he refused and started firing. The police had to fire back in self-defence,” the Kanpur police said in a statement.

“Vikas Dubey was injured and taken to hospital. He died during treatment,” said the statement.

Visuals after the incident showed Vikas Dubey being taken away on a stretcher.

On the run since he organized the massacre of policemen at his village in Kanpur last Friday, Vikas Dubey was arrested yesterday at the famous Mahakal temple in Ujjain, Madhya Pradesh. He was spotted by temple security guards when he bought prasad and entered the temple. When he was confronted by the guards, he lashed out and was taken to the police. “Main Vikas Dubey hoon, Kanpur wala! (I am Vikas Dubey, the Kanpur guy),” he burst out, held by several Madhya Pradesh policemen.

Evading UP policemen on his trail for five days, Dubey had driven from Kanpur to Faridabad in Haryana, where he escaped from a hotel just before the police arrived. He then drove to Kota in Rajasthan and finally to Madhya Pradesh, without being checked on the 1,500-km journey.

Questions were raised on whether the gangster turned himself in at a time and place of his choosing. Senior UP police officer Mohit Agarwal had said: “We had caught many of his associates and a few were killed. So definitely he was trying to save his life and on the run.”

Over the last week, five of Dubey’s aides had been killed.

Hours before his arrest, two of his accomplices had been shot dead by Uttar Pradesh police in separate encounters.

One of them, Prabhat, was arrested on Wednesday from the Faridabad hotel where Dubey had been sighted. On the way to UP, he allegedly snatched a pistol from a policeman trying to fix a flat tyre and tried to run away when he was shot.

The other aide, Bauva Dubey, was shot dead in an encounter in Etawah, about 220 km from state capital Lucknow.

Dubey’s closest aide Aman Dubey was shot dead after he was chased down by the police to a village on Wednesday.

Dubey, in his 50s, had over 60 criminal cases against him, including murder, kidnapping and extortion. His alleged links with the police and politicians helped him stay out of jail for years.

On Friday last, a large team of policemen who went to Dubey’s Bikru village to arrest him in an attempted murder case was caught by surprise when there was indiscriminate firing from rooftops. Eight policemen were killed in the ambush set up after the gangster was tipped off by a local police inspector. Dubey escaped with many of his men after the massacre.

The UP administration tore down Dubey’s house and launched a massive hunt for him. Two policemen were arrested for allegedly helping him and over 60 local cops shunted out. Dubey’s wife and son were found in Lucknow and were taken for questioning last evening.

source:ndtv

Snakebite kills 58000 persons per year in India: Study

A new study by the Centre for Global Health Research (CGHR) at the University of Toronto, Canada, with Indian and UK partners reports a staggering 1.2 million snakebite deaths in India over a 20 years period from 2000-2019, an average of 58000 deaths per year.

Published in eLife journal on 7 July, 2020, the nationally representative mortality study on snakebite deaths in India from 2000-2019 holds that the number of snakebite deaths over the past two decades far exceeds previous estimates.

(The Million Death study (MDS) published in 2011 had estimated 46000 snakebite deaths annually)

The new study expands the results of the 2011 study by adding 11 more years of field data from the MDS covering 600,000 randomly selected deaths, and a systematic review of 78 Indian snakebite studies.

It reports that 70% of these deaths occurred in limited low altitude, rural areas of eight states – Bihar, Jharkhand, Madhya Pradesh, Odisha, Uttar Pradesh, Andhra Pradesh (including Telangana), Rajasthan and Gujarat. In these high-burden states, the age-standardized death rate was about six per 100,000.

Snakebite death rates generally rose over time in most high-burden states, particularly in Bihar, but fell in Andhra Pradesh.

The study points that half of all deaths occurred during the monsoon period from June to September.

“The available data indicated that most envenomations were due to Russell’s vipers (43.2 per cent) followed by kraits (17.7 per cent) and cobras (11.7 per cent),” the study revealed.

Of the 1.2 million snakebite deaths in two decades, 602000 occurred among males and 5,65,000 among females. With both sexes combined, 28 per cent deaths due to snakebite were among children below 15 years, 17 per cent among adults aged 15-29 years, while 47 per cent of the deaths occurred in the age group of 30-69 years.

Senior author Professor Prabhat Jha, Director of CGHR at Unity Health Toronto said the study directly quantified and identified the populations most affected by fatal snakebites in India.

Bites by venomous snakes are acute medical emergencies, killing by shock, paralysis, haemorrhage or acute kidney injury, and injuring by inflicting gangrene. However, the risk of bites can be reduced through community education, while most deaths and serious consequences are preventable by timely access to safe and effective antivenoms.

The study recommends that the Government of India designate and enforce snakebite as a ‘Notifiable Disease’ within the Integrated Disease Surveillance Program (IDSP).

“The GoI’s official declaration of snakebite deaths in public hospitals during the period 2003 to 2015 was only 15,500, one tenth of the 154,000 snakebite deaths detected during this same period by MDS from public and private hospitals. We have to have accurate data for strategies to reduce snakebite.”

Another author, Romulus Whitaker (Padma Shree awardee) at the Centre for Herpetology/Madras Crocodile Bank said since snakebite deaths are restricted mainly to lower altitude, intensely agricultural areas, during a single season of each year, this should make the annual epidemics easier to manage. “India’s tremendous snakebite burden is staring us in the face and we need to act now.”

The study said targeting certain areas with education about simple methods, such as ‘snake-safe’ harvest practices, wearing rubber boots and gloves and using rechargeable torches (or mobile phone flashlights), could reduce the risk of snakebites. Mass distribution of mosquito nets (which also protect against scorpion sting and mosquito-borne and sand fly-borne diseases) may also help.

It calls for improved knowledge of the distribution of venomous snake species as well as the human consequences of bites. The current Indian antivenoms neutralize venom from only spectacled cobra (there are three other Indian cobra species), common krait (there are seven other krait species), Russell’s viper and saw-scaled viper. At least 12 other species that are not covered by current antivenoms are known to have caused fatal bites in India.

“Achieving this will however be a challenge for India, where half of the world’s total snakebite deaths occur,” said author Professor David Warrell, one of the world’s leading figures in tropical medicine in the UK.

source:msn

Soa Technology

New TDS rules: How much tax is deducted for making cash withdrawals from bank

  • If you have been withdrawing large sums of cash from your bank then you may have to pay a higher rate of TDS now
  • The income tax department has changed TDS rules from July 2020

NEW DELHI : To discourage cash transactions and increase tax compliance, the income tax department has changed TDS rules for making cash withdrawals from banks and post offices from this month. So far, you were supposed to pay a TDS (tax deducted at source) of 2% on cash withdrawals exceeding ₹1 crore in a year. With effect from 1 July 2020, the TDS net has been widened further.

For high-value cash transactions totalling over ₹20 lakh in a given financial year, the TDS rate is directly dependent on whether you have filed your income tax returns (ITR) for the last three years or not.

TDS rules for those who have filed ITR for last 3 years:

In the Union Budget 2019, the government had introduced new Section 194N in the Income Tax Act under which TDS on cash withdrawals over and above ₹1 crore is imposed. Banks, co-operative banks and post offices fall under its purview.

“For example, if a person withdraws ₹99 lakh in the aggregate in the financial year and in the next withdrawal, an amount of ₹1,50,000 is withdrawn, the TDS liability is only on the excess amount of ₹50,000,” explains ClearTax in a note on the TDS rule.

However, for those whose PAN (Permanent Account Number) is not updated in the bank’s records, then a much higher TDS of 20% is deducted under Section 206AA of the Income Tax Act.

If you have submitted PAN and have also filed ITR for last three years, then no TDS is charged for aggregate cash withdrawals of less than ₹1 crore.

Your bank may ask you to submit ITR-V (acknowledgement of filing of ITR) of last three years as proof. Alternatively, you can also request the bank to verify TDS rate directly on the income tax department’s e-filing portal where a tool to determine TDS rate under Section 194N has been enabled.

TDS rules for those who have not filed ITR:

If you have not filed ITR for three years immediately preceding this year, then the rate of TDS deduction increases.

For cash withdrawals upto ₹20 lakh: No TDS

For cash withdrawals of ₹20 lakh- ₹1 crore: TDS at the rate of 2%

For cash withdrawals exceeding ₹1 crore: TDS at the rate of 5%

Although the new TDS rule came into force from July 1, the cash withdrawal limit for this financial year will be considered from April 1, 2020.

DECLARATIONS FOR AVAILING TDS EXEMPTION ON CASH WITHDRAWALS.

Dear Customer,

Thank you for banking with YES BANK.

As per the provisions of Income Tax Act, Banks are required to deduct TDS @ 2% from the aggregate cash withdrawals exceeding INR 1 Crore made during a Financial Year, from one or more accounts, maintained by a customer under the same PAN.

As per amendments made in the Section 194N, vide Finance bill, 2020, passed on 21st March 2020, TDS will be deducted as below –

•@ 2% from the aggregate cash withdrawals exceeding INR 20 lacs and @ 5% from the aggregate cash withdrawals exceeding INR 1 crore in case the customer has not filed his Income Tax returns for three Assessment Years relevant to 3 Previous Years immediately preceding the previous year in which the payment of the sum is made to him. This amendment is effective from 01st July’2020.
•@20% from the aggregate cash withdrawals exceeding INR 20 lacs, in case the PAN number is not updated in the account.

In case you wish to claim exemption from Tax Deduction at Source (TDS) on aggregate cash withdrawals in excess of INR 20 lacs in a Financial Year, you are requested to submit the TDS Exemption form in the format provided in the links given below.

•Form applicable for FFMC
•Form applicable for APMC

If you are not entitled to any exemption as above, you are required to submit a declaration confirming filing of Income tax returns in the format given in the below link.

•Form applicable for ITR compliant

If we do not receive the TDS Exemption form along with supporting documents /Declaration, you will not be entitled for any exemption and TDS will be deducted as per provision of Section 194N of the Income Tax Act, 1961.

Hence, we request you to kindly visit your nearest YES BANK branch at the earliest and submit the duly filled and signed TDS Exemption/Declaration form, available at our branches for the Financial Year beginning on 1st April 2020.

Also, kindly note that the TDS Exemption / Declaration form submitted will be valid for ONE Financial Year only. In order to claim the benefit in the subsequent Financial Years, a fresh declaration will have to be submitted for each Financial Year separately failing which the Bank shall deduct TDS at applicable rates.

For further assistance, please contact your Relationship Manager or visit nearest YES BANK branch.

Warm Regards,
YES BANK LTD

Terms & conditions apply.

Email : adityaypi@yahoo.com, Mobile : +91-9555699081

Soa Technology

Buffett biggest loser among billionaires in 2020, sceptics cast doubts over his methods

All is not going well for Warren Buffett!

Despite a 40 per cent rally in US markets, where the legendary investor has most of the investments, Buffett is still the biggest loser for Calendar 2020 among the world’s biggest billionaires.

As per Bloomberg Billionaires Index, the wealth of Warren Buffett, Chairman of Berkshire Hathaway, has shrunk by about $19 billion (approximately Rs 1.4 lakh crore) this year. But he still remains the sixth richest person in the world with a net worth of $70.4 billion.

However, the blip in his fortunes may not matter to the Oracle of Omaha. But the sharp drop in his wealth and a number of his recent decisions that did not go his way have made a few of his followers and market analysts cast doubt over his strategy.

“Warren Buffett is no longer the icon that he was. In fact, he was most bearish and still is and he has missed the greatest rally in history. I will make no bones about it,” Sanjiv Bhasin, Executive Vice-President at IIFL Securities, said in an interview with ETNow.

Buffett has been a champion of value investing and encourages people to buy and hold stocks forever.

However, he himself was forced to offload a number of his big investments in the first quarter of this financial year, when the market was in a free fall.

Berkshire Hathaway sold its entire stakes in the four largest US airlines, as coronavirus stalled travel demand. Berkshire was among the largest investors in the four — American, Delta, Southwest and United.

Berkshire posted a net loss of close to $50 billion in the first three months of the year.

Ambareesh Baliga, an independent market expert who has worked with Karvy and Kotak Group in the past, said the investment strategy of holding a stock forever is outdated.

“Earlier, things changed over a couple of decades. Now the speed of change has quickened. Sectors or businesses that look good today may be outdated in less than a decade. So you cannot hold a stock forever and have to monitor it regularly to take a call,” Baliga told ETMarkets.com.

Berkshire owns all of Precision Castparts Corp, a supplier of aerospace parts that’s bracing for lean times as companies making jets are cutting production. Berkshire bought Precision Castparts in 2016 in a transaction valued at $37.2 billion, making it one of Buffett’s biggest deals.

The market’s focus is now more on growth stocks, felt some analysts. They cited the examples of stocks like Tesla, which has grown nearly three-fold in last six months even though it has never reported a profit. The company recently became the world’s most valuable carmaker.

Gaurav Sud, an IITian-turned-value investor who claims to have made money by investing in shares like Unitech and Ashiana, agreed with Baliga that trends are changing fast and holding a stock forever may not be a viable option.

“Buffett did not buy anything during the March meltdown. He likes to negotiate deals to his likings and perhaps there wasn’t much time for that. That was a missed opportunity for him,” Sud, Managing Partner at Kanav Capital, said.

Sud said Buffett’s style of betting on brands, for example Kraft Heinz, is being questioned now. “The biggest advantage with brands is customer recall and distribution. With e-commerce, distribution is no longer a factor and even a startup can compete with an established brand in that space,” he said.

Investors who follow Buffett’s style of investing also feel that the Oracle of Omaha may have become conservative in his bets due to his age. He is 89 now.

“Amid the circle, many people are saying given his age he doesn’t want to take risks. Wealth preservation for him is more important than wealth creation,” Sud said.

However, not everyone on Dalal Street has given up on the octogenarian investor. Nilesh Shah, Managing Director of Kotak AMC, said: “Even (Sachin) Tendulkar will get out on zero once in a while. That does not make him a bad cricketer. Warren Buffett is Warren Buffett, and I don’t think we would be able to say his strategy has not worked.”

Shah attributed the recent under-performance in Buffett portfolio to his disinterest in buying innovation-led businesses.

“In some sense, Buffett is all about businesses that are producing cash flows. In a world that is full of liquidity, many businesses have generated value based on innovation. He owns very few innovation-led companies. For example, he is a friend of Bill Gates, but he has never owned Microsoft. He did buy IBM and Apple, but they were insignificant given his portfolio weight. The world has given value to innovation, which Buffett probably missed out, as they were not generating cash flows in the initial years. For Buffett, probably return on equity is more important than burning capital to create value.”

source:economictimes

The self education industry is a $355 Million per day industry and is expected to TRIPLE in the next 5 years

The self education industry is a $355 Million per day industry and is expected to TRIPLE in the next 5 years! And with the right strategy this could be your opportunity to: Get in early before it is oversaturated.

Help others go faster while you get paid Fix a broken system Make an impact on the world Get paid for a skill, hobby, passion or expertise you already have (or get paid from someone else’s) And Tony Robbins, Russell Brunson and Dean Graziosi are finally going to show YOU how to take advantage of it… (Now if you don’t already know who these 3 guys are then you’ll want to listen up!! They’ve impacted millions of lives and have generated billions of dollars) Look, if you’ve ever thought about (or even if you never thought about) getting paid for something you know (like a passion or a skill)… or even getting paid from what others know, then you have to attend. This is one of the fastest growing industries online and in all areas of the world. And for the first time ever they’re doing a webclass training on how to extract your wisdom (or somebody else’s) and get other people to pay you for it! You can save your spot here (and when you do register, you’re immediately going to get a brand new, never before seen training from Tony and Dean. No one else will ever get a chance to see this rare training except for us). soatechnology.net After hearing what they’re teaching, I truly believe this is the #1 way to make a massive income, make a massive impact on the world and leave a legacy! And here’s just a fraction of what you’ll learn this week: The mostly hidden $129 Billion dollar market and how you can make a massive impact and leave a legacy by profiting from it. The KBB Triangle: The 3 ways to profit (whether you’re an expert with a thriving business, just getting started, or even if you’re at complete rock bottom) The framework to profit from what you (or someone else) already knows – or by creating community and bringing people together. Plus you’ll even be able to ask them questions when they do Q&A at the end of the training. (Chat is limited so show up early).

There’s no other time where you’re going to have this opportunity. So BE THERE! Because if you’re not going to make a shift in your life now, then when? And if not with these guys, then let me ask with who? This is your rare chance to learn from 3 people who started from nothing and went on to generate billions of dollars and build massive companies. Spots are filling up faster than they ever have, so you need to hurry and go here to save your spot https://soatechnology.net Register now and I’ll see you there this week – Plus they did a few brand new “pre-event” trainings that only those who register get access to. Talk soon

Soa Technology

Google Pay Is Not Banned, but Is Authorised and Protected by Law, NPCI Clarifies

Google Pay is not banned in India, clarified the National Payments Corporation of India (NPCI). The NPCI is an umbrella organisation that operates digital payments in India, and developed the Unified Payments Interface (UPI) which is used for payments by platforms like Google Pay, PhonePe, and Paytm. On social media, there is a trending hashtag “GPayBanned By RBI”, accompanied by news that the Reserve Bank said that Google Pay was not a payments system operator. However, soon after this began to circulate, the NPCI has issued a statement confirming that Google Pay is authorised and secure.

In its clarification, the NPCI clearly writes that the RBI authorised it as a Payments System Operator (PSO). Companies like Google Pay are app providers to the PSO, and NPCI confirmed that transactions on Google Pay are fully protected under the law. It states: “RBI has authorised NPCI as a Payment System Operator (PSO) of UPI and NPCI in its capacity as PSO authorises all UPI participants. We would like to clarify that Google Pay is classified as Third Party App Provider (TPAP) that also provides UPI payment services like many others, working through banking partners and operating under the UPI framework of NPCI. All transactions made using any of the authorized TPAPs are fully protected by the redressal processes.”

Although the clarification was issued by the NPCI on Thursday, the hashtag along with the news link about the RBI continues to circulate and has become a trending topic on Twitter.

The RBI had been making a statement in the Delhi High Court in response to a PIL by financial economist Abhijit Mishra who has alleged that Google Pay enabled financial transactions without the authorisation from the RBI.

In response, the RBI reportedly stated the Google Pay does not operate any payment systems, and that is why its name is not in the list of authorised operators. It also told the Court that for this reason, it is not in violation of the law — however, the trending hashtag ignores this line in the report that’s frequently included with it — and so even before the NPCI issued its clarification, this hashtag was misleading.

The NPCI concluded its clarification by saying: “All transactions made using any of the authorized TPAPs are fully protected by the redressal processes laid out by applicable guidelines of NPCI/RBI and customers already have full access to the same. Further, we would also like to clarify that all authorised TPAP’s are already bound by full compliance to all the regulations and applicable laws in India. UPI ecosystem is fully safe and secure, and we appeal to the citizens not to fall prey to such malicious news. We also request UPI customers not to share their OTP (one time password) and UPI Pin with anybody.”

Source:- gadgets

SBI ATM withdrawal rules to change from 1st July

Bank ATM cash withdrawal rules are going to change from 1st July. This is because norms that were relaxed during lockdown are going to be tightened – the deadline is 30th June 2020.

If there is no extension announced, then the old ATM withdrawal rules will get reinstated. So, it will be better to say that the old rules are going to be implemented again.
Different banks have different ATM withdrawal rules. So, bank customers are advised to contact their home branch bank customer care number and find out the rules in this regard.
Since, State Bank of India or SBI is the largest Indian commercial bank, here we explain how ATM withdrawal rules will change for account holders from 1st July 2020. As per the information available on the official website of the SBI — sbi.co.in, in metro cities, SBI allows 8 free transactions to its regular savings account holders to transact in a month. Beyond this, customers are charged on each transaction. These include free transactions from 5 SBI ATMs and 3 ATMs of any other bank. Non-metro cities get 10 free ATM transactions, in which 5-5 transactions can be made from SBI and other banks. It then levies Rs 20 + GST for cash transactions and Rs 8 + GST for non-cash transactions.