human welfare credit & thrift co-operative society

The Human Welfare Credit & Thrift Co-Operative Society Ltd (HWCTCSL) is a financial institution registered under the Multi-State Cooperative Societies Act, 2002, and regulated by the Government of India. Its primary mission is to support cooperative businesses and networks, promoting a prosperous and equitable economy for all members. The society operates under a vision of a democratically-owned and just economy where everyone can fulfill their needs. 

Key Features and Functions:

  • Financial Services:HWCTCSL offers a range of financial services to its members, including savings accounts, loans, and other products tailored to their needs. 
  • Social and Economic Betterment:The society focuses on promoting social and economic betterment through self-help, aiming to improve the standard of living of its members through various financial services. 
  • Promoting Thrift and Savings:HWCTCSL encourages thrift and savings among its members, aligning with the principles of cooperative societies. 
  • Education and Awareness:The society plays a role in educating the community and raising awareness about the benefits of the cooperative sector. 
  • Knowledge and Resource Center:HWCTCSL aims to be a knowledge and resource center for cooperatives in India, facilitating knowledge exchange and mobilization among members and stakeholders. 
  • Technology-Driven Services:The society utilizes technology to provide efficient and accessible financial services to its members. 

Values:

HWCTCSL operates under a set of core values, including: 

  • Cooperation, Equity, Justice, and Fairness.
  • Integrity, Honesty, and Transparency.
  • Respect, Inclusion, Patience, and Trust.
  • Wellness, Environmental Justice, and Responsibility.



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