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April 7, 2019 in News

Top 100 Google search queries in the US (as of February 2019)

Unsurprisingly, this list is almost entirely dominated by branded searches. But we have decided to leave the list as is so that you could see the full picture.

#	Keyword	Search Volume	Return Rate
1	facebook	236,700,000	11.32
2	youtube	194,800,000	6.52
3	amazon	103,300,000	4.46
4	gmail	91,310,000	5.63
5	google	84,660,000	4.36
6	ebay	58,830,000	4.7
7	yahoo	57,040,000	8.28
8	craigslist	53,000,000	4.45
9	weather	52,340,000	5.08
10	yahoo mail	51,390,000	6.53
11	google maps	41,320,000	3.77
12	netflix	39,050,000	3.42
13	walmart	38,790,000	2.68
14	google translate	36,840,000	5.28
15	google docs	28,470,000	5.04
16	news	27,750,000	9.23
17	translate	25,700,000	5.19
18	home depot	24,850,000	2.62
19	facebook login	24,780,000	6.05
20	cnn	24,740,000	7.03
21	hotmail	23,980,000	6.09
22	fox news	22,970,000	8.37
23	google drive	21,800,000	4.11
24	calculator	21,560,000	4.67
25	maps	20,600,000	3.28
26	msn	20,260,000	12.19
27	usps tracking	19,520,000	3.31
28	google classroom	18,130,000	4.73
29	lowes	17,830,000	2.57
30	target	17,110,000	2.24
31	paypal	17,080,000	2.49
32	espn	16,490,000	5.86
33	bank of america	16,450,000	4.14
34	instagram	16,440,000	2.45
35	aol mail	16,210,000	10.44
36	entertainment	16,050,000	5.14
37	wells fargo	15,480,000	4.21
38	pinterest	15,020,000	3
39	zillow	14,540,000	2.71
40	twitter	14,140,000	3.18
41	best buy	14,040,000	1.97
42	you tube	13,980,000	4.75
43	indeed	13,540,000	3.35
44	speed test	13,540,000	2.83
45	trump	13,300,000	9.88
46	roblox	12,920,000	4.73
47	linkedin	12,590,000	2.66
48	sports	12,210,000	3.78
49	youtube to mp3	12,060,000	3.59
50	amazon prime	11,130,000	2.49
51	aol	10,930,000	10.52
52	chase	10,590,000	4.02
53	capital one	10,440,000	3.1
54	costco	10,310,000	2.24
55	ups tracking	10,270,000	2.46
56	pandora	10,080,000	2.68
57	nba	9,910,000	9.12
58	reddit	9,910,000	3.83
59	kohls	9,900,000	2.44
60	bing	9,550,000	5.61
61	traductor	9,450,000	7.53
62	hulu	9,400,000	2.25
63	nfl	9,340,000	5.87
64	finance	9,000,000	13.47
65	american airlines	8,770,000	2.28
66	usps	8,590,000	2.14
67	etsy	8,430,000	2.54
68	pizza hut	8,260,000	1.91
69	fb	8,180,000	12.1
70	twitch	8,010,000	3.01
71	airbnb	7,980,000	2.1
72	macys	7,890,000	2.57
73	dominos	7,690,000	1.98
74	123movies	7,680,000	3.55
75	spotify	7,640,000	1.73
76	google flights	7,570,000	3.98
77	expedia	7,430,000	2.36
78	google scholar	7,390,000	4.29
79	wells fargo login	7,330,000	3.99
80	verizon	7,080,000	1.95
81	fedex tracking	6,890,000	2.42
82	you	6,850,000	2.34
83	united airlines	6,740,000	2.04
84	google news	6,610,000	8.12
85	bed bath and beyond	6,590,000	1.83
86	facebook log in	6,350,000	4.59
87	discord	6,310,000	2.25
88	outlook	6,280,000	2.89
89	walgreens	6,220,000	1.83
90	gamestop	6,080,000	2.08
91	mapquest	6,060,000	2.31
92	restaurants near me	6,040,000	2.08
93	nfl scores	6,030,000	5.96
94	pof	6,000,000	9.7
95	southwest	5,930,000	2.18
96	credit karma	5,900,000	2.16
97	xfinity	5,850,000	2.37
98	solitaire	5,830,000	11.2
99	groupon	5,790,000	1.9
100	thesaurus	5,790,000	2.35

SIDENOTE. We removed all NSFW queries from this list. What you see above are the top 100 “clean” search queries. Here’s the raw, uncensored list for those that want it. (You’ve been warned!)

Before we move on to the next list of trending keywords, it’s important to understand the keyword metrics that we display.

Search volume

Search volume shows how many times a given keyword is being entered into Google per month. And, because the search demand on many keywords tends to fluctuate from month to month, the number that we give you is an annual average. This method has proven to be quite accurate and we keep tweaking our model to achieve even better results.

Return Rate

Return Rate shows how often a person will search for that keyword again. It is a relative metric, so RR 3.55 doesn’t mean that people perform the same search 3–4 times a month on average.

But Return Rate is very useful when comparing two keywords.

For example, the keyword “spotify” has RR 1.73, which means that people rarely search for that keyword again. (Probably because they were just looking to download this app or learn what it is.)

On the other hand, “facebook” has RR 11.32, which means that people search for it quite frequently. (Probably because many people don’t have Facebook on their bookmarks bar, and simply Google it each time they want to access it.)

#	Keyword	Search Volume	Keyword Difficulty
1	76th golden globe awards nominees and winners	42,000	37
2	nick sandmann	17,000	19
3	hamberder	12,000	37
4	jake thomas patterson	12,000	29
5	chilly gnomes	11,000	12
6	fiji water girl	11,000	41
7	covington catholic kentucky	10,000	50
8	zephen xaver	10,000	13
9	10 year challenge	8,300	53
10	hamberders	7,900	39
11	sex education season 2	7,600	7
12	winter storm harper	7,500	28
13	govt shutdown 2019	7,200	60
14	masked singer revealed	7,000	10
15	jasmine eiland	6,900	4
16	steven universe change your mind dailymotion	6,300	0
17	superbowl 2019 date teams	6,300	17
18	91st academy awards nominees and winners	6,000	62
19	julen rosello	6,000	22
20	dakota theriot	5,900	30
21	what time is the super bowl in 2019	5,800	42
22	world record egg	5,800	31
23	lunar eclipse 2019 astrology	5,500	10
24	sylas build	5,500	0
25	chiefs vs patriots 2019	5,300	15
26	instagram egg	5,300	42
27	search between a giant rock man	5,200	9
28	nicholas sandmann	5,100	0
29	ps plus february 2019	4,900	14
30	aoc dancing	4,800	43
31	covington catholic high school kentucky	4,800	8
32	jeff bezos lauren sanchez	4,700	30
33	krystal whipple	4,600	6
34	marlboro rewards 2019	4,500	3
35	polar cast	4,500	6
36	super blood wolf moon january 2019	4,400	51
37	surviving r kelly watch online	4,400	6
38	games with gold february 2019	4,300	37
39	guaido	4,300	4
40	eric black jr	4,000	10
41	savannah spurlock	4,000	6
42	daughters of ash	3,800	5
43	polar vortex 2019 map	3,700	42
44	super bowl 2019 time and date	3,700	24
45	24th critics’ choice awards nominees and winners	3,600	36
46	25th screen actors guild awards nominees and winners	3,600	34
47	saints bad call	3,600	32
48	dance on top of a ranger tower	3,500	4
49	katlyn alix	3,500	1
50	my roommate is a cat	3,500	13
51	nathan phillips vietnam	3,500	39
52	watch surviving r kelly	3,500	12
53	bezos divorce	3,400	43
54	saints no call	3,400	18
55	lunar eclipse 2019 texas	3,300	6
56	masked singer revealed so far	3,300	9
57	deadly switch	3,200	0
58	maga hat kid	3,100	12
59	dark souls daughters of ash	3,000	8
60	golden globe winners 2019	3,000	52
61	where’s my refund 2019	3,000	31
62	giorgia whigham punisher season 2	2,900	8
63	j cole middle child	2,900	10
64	nfl scores playoffs 2019	2,900	43
65	paqio fight	2,900	28
66	punisher season 2 review	2,900	27
67	radeon vii	2,900	21
68	search between a mysterious hatch	2,900	5
69	jessie smallette	2,800	10
70	pacquiao vs broner live stream	2,800	12
71	southern california winter storm	2,800	7
72	trump letter to pelosi	2,800	38
73	fortnite chilly gnomes	2,700	11
74	losartan recall 2019	2,700	26
75	overwatch bastet	2,700	5
76	uri movie near me	2,700	0
77	weezer teal	2,700	13
78	black hebrew israelites washington dc	2,600	36
79	covington catholic blackface	2,600	27
80	david steven bell	2,600	12
81	dota auto chess	2,600	4
82	james ingram death	2,600	54
83	jeremy kappell video	2,600	3
84	dog walk you	2,500	12
85	gillete ad	2,500	50
86	middle child lyrics	2,500	6
87	petta review	2,500	8
88	rahaf mohammed	2,500	36
89	search chilli gnomes	2,500	11
90	search chilly gnomes	2,500	11
91	txt bighit	2,500	6
92	why is the government shutdown in the united states	2,500	61
93	winter storm jayden	2,500	2
94	chateri payne	2,400	18
95	imke wuebbenhorst	2,400	6
96	it’s ma’am	2,400	9
97	kevin barnett cause of death	2,400	12
98	kylie jenner egg	2,400	45
99	mysterious datapad	2,400	2
100	new abortion law in new york	2,400	46

#	Keyword	Search Volume	Country
1	julen pozo	69,000	es
2	rescate julen	63,000	es
3	76th golden globe awards nominees and winners	42,000	us
4	australia day doodle #googledoodle	36,000	au
5	evelyn dove	33,000	vn
6	brigpol dewi	33,000	id
7	julen spanien	32,000	de
8	sake dean mahomed	29,000	vn
9	julen ultima hora	28,000	es
10	fahrelnissa zeid	28,000	vn
11	noticias julen	25,000	es
12	bulog experd	18,000	id
13	eclipse lunar 2019 mexico	17,000	mx
14	nick sandmann	17,000	us
15	niño pozo malaga	16,000	es
16	嵐活動休止	16,000	jp
17	julen malaga	16,000	de
18	curp actualizada 2019	16,000	mx
19	julen totalan	14,000	es
20	julen rescate	14,000	es
21	sake dean mahomed	14,000	cl
22	ultimas noticias julen	14,000	es
23	砂塚あきら	13,000	jp
24	φαχρελνισά ζεΐντ	13,000	gr
25	julen directo	12,000	es
26	sake dean mahomed	12,000	se
27	louay kayali	12,000	dz
28	evelyn dove	12,000	se
29	avriellia shaqqila instagram	12,000	id
30	hamberder	12,000	us
31	fahrelnissa zeid	12,000	pe
32	jake thomas patterson	12,000	us
33	uri box office collection	11,000	in
34	why cheat india	11,000	in
35	vinaya vidheya rama review	11,000	in
36	fiji water girl	11,000	us
37	junge spanien	11,000	de
38	ultimas noticias de julen	11,000	es
39	長尾里佳	11,000	jp
40	chilly gnomes	11,000	us
41	池本順哉	11,000	jp
42	julen malaga	11,000	es
43	covington catholic kentucky	10,000	us
44	zephen xaver	10,000	us
45	stefan wilmont	10,000	pl
46	boots 70 sale 2019	9,300	gb
47	derdim olsun	9,200	tr
48	f2 movie review	9,200	in
49	boxeur gilet jaune	9,100	fr
50	広瀬晃一	9,000	jp
51	日下部和博	9,000	jp
52	julen espagne	8,900	fr
53	pacquiao vs broner live stream	8,900	ph
54	psc food inspector admit	8,700	in
55	explosion en hidalgo hoy	8,600	mx
56	manlee kongprapad	8,600	th
57	spanien julen	8,600	de
58	louay kayali	8,500	ma
59	dschungelcamp 2019 wer ist raus	8,400	de
60	sayısal loto sonuçları 2019	8,400	tr
61	julen malaga	8,300	nl
62	10 year challenge	8,300	us
63	栗原勇一郎	8,000	jp
64	comprobar loteria del niño 2019	8,000	es
65	لؤي كيالي	7,900	iq
66	hamberders	7,900	us
67	強い女メーカー	7,900	jp
68	كاس اسيا ٢٠١٩	7,800	iq
69	louay kayali	7,700	eg
70	sex education season 2	7,600	us
71	tempete gabriel	7,500	fr
72	manikarnika box office	7,500	in
73	vanderson bbb	7,500	br
74	winter storm harper	7,500	us
75	foto brigpol dewi	7,400	id
76	sake dean mahomed	7,400	ie
77	govt shutdown 2019	7,200	us
78	julen spanje	7,200	nl
79	4000蚊申請表格	7,100	hk
80	masked singer revealed	7,000	us
81	24th national television awards nominees and winners	7,000	gb
82	julen rettung	7,000	de
83	jasmine eiland	6,900	us
84	菊池捺未	6,800	jp
85	julen news	6,700	de
86	ジジ・ウー	6,700	jp
87	мерседес соса	6,700	rs
88	fox canlı yayın 2019	6,600	tr
89	die verschwundene familie	6,600	de
90	султан моего сердца первый канал	6,500	ru
91	republic day speech 2019	6,500	in
92	louay kayali	6,400	sa
93	debat capres 17 januari 2019	6,400	id
94	interbanex	6,400	ve
95	10 year challenge	6,400	in
96	superbowl 2019 date teams	6,300	us
97	autopsia julen	6,300	es
98	steven universe change your mind dailymotion	6,300	us
99	avriellya shaqila	6,300	id
100	staatsloterij januari 2019	6,200	nl

Free mini‐tool is coming soon… we (still) promise!

Back when the original version of this article was first published (April 2017), I mentioned that we were working on a mini‐tool that would be updated with fresh data from all countries… every month.

I’m quite embarrassed to admit it, but we still haven’t had a chance to finish making this.

(In all honesty, we got carried away with the brand new Rank Tracker and Site Audit tools.)

BUT it is ~80% complete—here’s a preview:

We’re hoping to have this ready for you soon!

March 31, 2019 in News

Not using your Aadhaar card? It might get deactivated

With so many government welfare schemes linked with Aadhaar, it is one of the most important documents you will ever hold.

Also, a vital proof of identity, it can come handy anywhere and anytime.

However, if you don’t use it at all, it may get deactivated.

Here’s how you can check your Aadhaar card’s validity status, and more.

Reasons for which your Aadhaar card might get deactivated

The primary reason your Aadhaar card may get deactivated is non-usage. According to UIDAI officials, if you don’t use your Aadhaar for three consecutive years- for example, you don’t link it with any service, or don’t use it for any transactions, it might get deactivated.

Other reasons for Aadhaar deactivation include mixed or unreliable biometrics, and multiple names under single Aadhaar account.

Case for minors

In case of Aadhaar for children, the condition is that their information such as biometrics must be upgraded once when they attain the age of 5, and again at the age of 15. Failure to do so might also lead to deactivation of Aadhaar.

How to check whether your Aadhaar is active or not

In order to check whether your Aadhaar card is active or not, log on to the official UIDAI website.

Click on ‘Verify Aadhaar number’ link under the ‘Aadhaar services’ menu.

On the next page, you’ll be required to enter your Aadhaar number, and the system-generated security code.

Enter these details, and click on ‘Verify’ button.

Your Aadhaar status will be flashed on the screen.

If your Aadhaar has been deactivated, here’s what to do

If your Aadhaar has been deactivated, you can get it reactivated by visiting the nearest Aadhaar enrolment centre. You’ll be needed to fill out an Aadhaar update form, re-verify your biometrics, and pay the required fee.

March 27, 2019 in News

History of Ecma

By 1959 the growing use of computers, built by several different manufacturers, showed the necessity for standardization in operational techniques, such as programming, and also input and output codes.Such standards would make it possible to use data prepared for, or even by, a computer made by one manufacturer to be on a computer made by another with the minimum of alteration. Also it would avoid duplication of work in the preparation of, for example, programming languages by several manufacturers.Though certain National Bodies had, before 1960, started work on standards in this field, e.g. paper tape and codes, there did not appear to be collaboration between them, nor between the manufacturers themselves. Different countries may have different requirements, so that it may not be necessary to have the same standards everywhere, but the standards should at least be compatible.With the object of co-ordinating such work, the Heads of the Companies of longest standing in Europe in the data processing field (Compagnie des Machines Bull, IBM World Trade Europe Corporation and International Computers and Tabulators Limited) sent a joint letter to all the known computer manufacturers within Europe, inviting these companies to send representatives to a meeting.This meeting was held on April 27, 1960, in Brussels; it was decided that an association of manufacturers should be formed which would be called European Computer Manufacturers Association or for short ECMA, and a Committee was nominated to prepare the formation of the Association and to draw up By-laws and Rules.

By December 1960 the form that the Association would take was fairly well defined and it had been decided that the headquarters should be in Geneva to be near the headquarters of the International Organization for Standardization and the International Electrotechnical Commission. On 17^th May 1961 the Association officially came into being and all those Companies which attended the original meeting became members. The constituent assembly was held on 17^th June 1961.Just prior to the official registration of Ecma, it was invited to be represented at a Round-Table Conference to be held in Geneva organized by ISO and IEC to discuss standardization in the general field of computers. This meeting resulted in the formation of TC97 and in the organization of its own Working Groups, and Ecma was asked to become a liaison member.In 1987, when TC97 became part of ISO/IEC JTC 1 , Ecma became A-liaison member of JTC 1.To reflect the global activities of the Europe-based Ecma organization the name was changed in 1994 to: Ecma International – European association for standardizing information and communication systems.Though before 1994, ECMA was known as “European Computer Manufacturers Association”, after 1994, when the organization became global, the “trademark” “Ecma” was kept for historical reasons.In June 2011, Ecma International celebrated its “golden jubilee” in Divonne while organizing the 101^st General Assembly. Our association indeed officially came into being at the constituent assembly which was held on 17^th June 1961. Please find here the main presentations held during this celebration.Since 2013 Ecma International regularly grants “Ecma Awards of Appreciation” to standardization experts – generally Editors or Technical Committee Chairpersons. The list of these awarded experts can be found here.Ecma annually publishes its yearbooks called “Ecma Mementos”. For the collection of all past Ecma Mementos please click here.PS: a presentation on the first years of ECMA is available here. The audio file is available here.

Past Presidents

1961-1962Mr. C. G. Holland-Martin (ICT)	1963-1964Prof. Dr. J. Engelfriet (EL)	1965-1966Mr. M. R. Pedretti (IBM)	1967-1968Dr. J. M. M.Pinkerton (ICL) (Obituary here)
1969-1970Mr. P. J. Davous (Bull)	1971-1972Dr. K. Scheidhauer (AEG-Tfk)	1973-1974Dr. J. M. M. Pinkerton (ICL) (Obituary here)	1975Mr. J. van Eijbergen (Philips)
1976-1977Mr. W. Heimann (Siemens)	1978-1979Mr. M. H. Johnson (Ferranti)	1980-1981Mr. J. van Eijbergen (Philips)	1982-1983Mr. H. Feissel (Cii HB)
1984-1985Mr. J. Scherpenhuizen (Digital)	1986-1987Mr. C. Rossetti (STET)	1988-1989Mr. J. Dubos (Bull)	1990Mr. J. van den Beld (Philips)
1991-1992Mr. G. Haberzettl (Siemens Nixdorf)	1993-1994Mr. W. Brodbeck (IBM)	1995-1996Mr. D. Gann (HP)	1997-1998Dr. P.A. Trudgett (BT)
1999-2000Mr. M. Bermange (Xerox)	2001-2002Mr. P. Hofmann (IBM)	2003-2004Mr. S. Statt (Intel)	2005-2006Mr. H. Theis (Avaya)
2007-2008Mr. J. Neumann (Toshiba)	2009-2010Dr. P. Weijenbergh (Philips)	2011-2012Ms J. Auber (HP)	2013-2014Ms I. Valet-Harper (MS)
2015-2017Mr. K. Yamashita (Hitachi)	2018-2019Dr. J. Friedrich (IBM)

Past Secretaries General
1961-1991 Mr. Dara Hekimi († 18^th of February 2002)

1992-2007 Mr. Jan van den Beld

March 27, 2019 in News

ES5, ES6, ES2016, ES.Next: What’s going on with JavaScript versioning?

JavaScript has a strange naming history. For its initial release in 1995 as part of Netscape Navigator, Netscape labeled their new language LiveScript, before renaming it to JavaScript a year later, hoping to capitalize on Java’s popularity at the time (JavaScript has no actual relationship to Java). In 1996 Netscape submitted JavaScript to ECMA International for standardization. This eventually resulted in a new language standard, labeled ECMAScript. All major JavaScript implementations since have actually been implementations of the ECMAScript standard, but the term JavaScript has stuck for historical and marketing reasons ¹. In the real world ECMAScript is usually used to refer to the standard while JavaScript is used when talking about the language in practice.

This has mostly been trivia for JavaScript developers, because ECMAScript didn’t change much for the first 15 years of its existence, and real world implementations often differed significantly from the standard. After the initial version of ECMAScript, work on the language continued and two more versions were quickly published. But after ECMASCript 3 came out in 1999, there were no changes made to the official standard for a decade. Instead various browser vendors made their own custom extensions to the language, and web developers were left to try and support multiple APIs. Even after ECMAScript 5 was published in 2009, it took several years for wide browser support of the new spec, and most developers continued to write code in ECMAScript 3 style, without necessarily being aware of the standard.

Around 2012 things started to change. There was more of a push to stop supporting old Internet Explorer versions, and writing code in ECMAScript 5 (ES5) style became much more feasible. At the same time work was underway on a new ECMAScript standard, at which point it became much more common to start referring to JavaScript implementations in terms of their support for different ECMAScript standards. The new standard was originally named ES.Harmony, before eventually being referred to as ECMAScript 6th Edition (ES6). In 2015 TC39, the committee responsible for drafting the ECMAScript specifications, made the decision to move to a yearly model for defining new standards, where new features would be added as they were approved, rather than drafting complete planned out specs that would only be finalized when all features were ready. As a result ECMAScript 6th edition was renamed ECMAScript 2015 (ES2015) before it was published in June.

Currently there are several proposals for new features or syntax to be added to JavaScript. These include decorators, async-await, and static class properties. These are often refered to as ES7, ES2016, or ES.Next features, but should realistically be called proposals or possibilities, since the ECMAScript 2016 specification hasn’t been written yet, and might include all or none of those features. TC39 divides proposals into 4 stages. You can see the current state of various proposals on the TC39 Github repo.

So where does that leave us in terms of terminology? The following list might be helpful:

ECMAScript: A language standardized by ECMA International and overseen by the TC39 committee. This term is usually used to refer to the standard itself.
JavaScript: The commonly used name for implementations of the ECMAScript standard. This term isn’t tied to a particular version of the ECMAScript standard, and may be used to refer to implementations that implement all or part of any particular ECMASCript edition.
ECMAScript 5 (ES5): The 5th edition of ECMAScript, standardized in 2009. This standard has been implemented fairly completely in all modern browsers
ECMAScript 6 (ES6)/ ECMAScript 2015 (ES2015): The 6th edition of ECMAScript, standardized in 2015. This standard has been partially implemented in most modern browsers. To see the state of implementation by different browsers and tools, check out these compatibility tables.
ECMAScript 2016: The expected 7th edition of ECMAScript. This is scheduled to be released next summer. The details of what the spec will contain have not been finalized yet
ECMAScript Proposals: Proposed features or syntax that are being considered for future versions of the ECMAScript standard. These move through a process of five stages: Strawman, Proposal, Draft, Candidate and Finished.

Going forward in this blog, I’ll be referring to the recent ECMAScript version as ES6 (since that is how it is best known by most developers), next years spec as ES2016 (since that will be what it is called the whole way through its standardization process, unlike ES6/ES2015) and future language ideas that are not yet part of a draft or finalized spec as ECMAScript proposals or JavaScript proposals. I’ll do my best to point back to this post in any cases that might be confusing.

March 27, 2019 in News

Civilian security and protection

The approaches employed by humanitarian actors to protect civilians, and the linkages between protection analysis and programming, are key components of the Humanitarian Policy Group’s work.

The starting point for this ongoing area of focus is an understanding of the threats faced by communities in different contexts, the steps they take to reduce risks, and the extent to which national and international mechanisms offer effective protection.

Research explores the respective roles of military, political, human rights and humanitarian actors in civilian protection and the extent to which these are complementary, both at policy and practice levels. The implications of different forms of settlement – like camps, other settlements or hosting arrangements – for civilian security will be the immediate focus of work under this theme.

Sub themes

Aid workers in insecure environments
Practice of protection
Protection and livelihoods
Civil-military coordination

March 25, 2019 in News

Taxpayer Alert! 8 tax tasks you need to finish by March 31

March 31 this year is falling on a Sunday, while 30th of March will be the 4th Saturday of the month and a holiday for the banking industry. This means 29th March will be the last working day of this financial year unless the government issues directions to the banks.

If you are issuing cheques, making online payments through net banking, NEFT etc, ensure the funds get credited to your respective investments within this financial year. If payment goes through next year, the tax benefits may not be available for this year.

For a hassle-free FY, here are 8 tax-related and other financial tasks you should complete before March 31st.

1. Late filers of ITR

The last date for filing an income tax return (ITR) for the financial year 2017-18 was August 31, 2018. However, if you had missed filing it, make sure to file it before March 31, 2019, even though you cannot escape the penalty under the newly introduced section 234F of the Income Tax Act. “If any individual taxpayer missed the due date of 31st August 2018 to file their return, they can still file it before 31st March 2019 by paying a fee of Rs 10,000. Note that late fee is restricted to Rs 1,000 for those with total income up to Rs 5 lakh,” informs Archit Gupta, Founder & CEO ClearTax.

2. Changed jobs? You need to file Form 12B

If you have changed jobs during the FY 2018-19, you should ensure that you have submitted Form 12B to your new employer. In the previous organisation, you might have submitted investment declaration for the purpose of tax saving, based on which the employer would have deducted the taxes accordingly. Form 12B is a statement wherein you will have to provide your new employer with the amount of income and taxes deducted by your previous employer.“Once the employee submits Form 12B with the required details, the new employer will furnish a Consolidated Form 16 at the end of the year based on the details provided by the new employee in Form 12B,” says Gupta. Not doing this will end up in paying taxes at the time of filing your ITR for the AY 2019-20.

3. Complete your tax savings

The maximum limit under section 80C stands at Rs 1.5 lakh and it includes investments into specific instruments such as PPF, NSC, ELSS etc. and also expenses such as tuition fees, home loan Principal payments amongst others. If you wish to reduce your tax liability, make sure, you have exhausted this limit before the FY ends. Simultaneously, you may consider tax saving under section 80 D on premium paid towards health insurance up to Rs 25,000 ( Rs 50,000 for senior citizen) for self and family.

The maximum that you can save under section 80C will be based on your tax slab.

4. Submit investment proofs to your employer

If you have already taken care of all tax savings, submit the documentary proofs to your employer. Most employers ask for such evidence in January or February and in case they are not accepting anymore, use them to claim a refund while filing ITR in the next FY.

5. Pay minimum amount to keep investments active

Certain investments such as PPF, NPS requires a minimum amount to be put into the account in each financial year in order to keep them active. Else, the account becomes inactive and one will have to regularise or unfreeze it before making fresh investments. The process of reactivating may be time-consuming and will also involve a penalty.

In order to avoid this, make sure you have invested the minimum amount before the financial year ends. The minimum investment in PPF is Rs 500 while that in NPS is Rs 1000. One should, however, make adequate investments in one’s investments so as to reap its benefits over the long term linked to one’s goal.

6. Link PAN with bank account

Although most of the bank accounts are already linked with respective PAN of the account holders, the income tax department had issued a statement that for refunds, linking of PAN with bank accounts must be ensured. “If you have refunds then link PAN with the bank account to get refunds into your bank accounts directly as the department will issue only E-Refunds from 1st March 2019.

7. Aadhaar PAN linking

Anyone holding PAN needs to ensure that it is linked to one’s Aadhaar number. In an advisory, CBDT had stated that “Constitutional validity of Aadhaar has been upheld by the Supreme Court of India in September 2018. Consequently, in terms of Section 139AA of Income Tax Act, 1961 and order dated June 30, 2018 of the Central Board of Direct Taxes, Aadhaar PAN linking is mandatory now which has to be completed till March 31, 2019, by PAN holders requiring the filing of ITR.”

8. Submit Form 15G / Form 15H to tax deductors

In case you have bank fixed deposits, the income is subject to TDS if the interest earned is more than Rs 10,000 in a financial year. However, by submitting Form 15G / Form 15H to the banker, there will not be any such TDS deducted from the income. “These forms should be submitted before 31st March 2019 so that no TDS is deducted by the banks if the income is not taxable,” says Gupta. Form 15H is for individual who is of the age of sixty years or more while Form 15G is for all others for whom the total income will not exceed the maximum amount which is not chargeable to income-tax. If you had already submitted at the start of the FY, be ready to repeat the exercise in the first month of next FY as well.

March 24, 2019 in News

Jio V Airtel V Idea V Vodafone: Top postpaid plans under Rs 500

Prepaid plans are cheap. You don’t have to pay more than 250 to get a good data and voice calling plan. But how much is enough for a postpaid plan? There are plans under Rs 200 also but there are more options when you increase the price limit to Rs 500.

Choosing the best postpaid plans from the vast sea of plans and offers is one tough task today. Reason being there are so many plans launching everyday and each being so good that it is hard to choose the best out of the lot.

Therefore, the best way to choose is by setting your priorities. By this we mean that you should decide what is more important for you- data or calls. There are plans that focus more on internet data while there some other plans that place calling at the forefront.

There is a third way also – a balanced plan that has both data and calling benefit in an appropriate amount. These plans are less in number.

Prepaid plans are cheap. You don’t have to pay more than 250 to get a good data and voice calling plan. But how much is enough for a postpaid plan? There are plans under Rs 200 also but there are more options when you increase the price limit to Rs 500.

Here are some of the best postpaid plans that you can get under Rs 500:

Jio Rs 199 postpaid plan: Quite new in the postpaid family is this Jio’s new Rs 199 postpaid plan that offers 25GB high speed data and thereafter Rs 20 per gb. The voice calls are free and unlimited SMS. You get complimentary subscription to Jio apps for one bill cycle.

Vodafone Rs 299 postpaid plan: Vodafone has launched a new postpaid plan called RED Basic plan. Priced at Rs 299, the plan offers 20GB of 3G/ 4G data, unlimited voice calls, free roaming, 100 SMS messages and data roll over up to 50GB. You also get subscription to Vodafone Play for 12 months.

Vodafone Rs 399 postpaid plan: You get 40GB data along with data rollover facility, unlimited local and STD calls, free national roaming, and one year free subscription to Vodafone Play and Amazon Prime.

Vodafone Rs 499 postpaid plan: You will get 75GB data with data rollover facility, unlimited local and STD calls, free national roaming, Mobile shield and one year free subscription to Vodafone Play and Amazon Prime.

Airtel Rs 399 postpaid plan: Airtel offers unlimited calling, free roaming and 20GB data with roll over and Wynk music subscription for one billing cycle.

Airtel Rs 499 postpaid plan: Airtel offers 40GB data with rollover, unlimited local and STD calls, free roaming calls, Wynk music subscription, Airtel TV subscription, handset protection and 40GB data with roll over facility. You also get Amazon Prime one year subscription.

Idea Rs 389 postpaid Nirvana plan: Idea Rs 389 offers 20GB of high speed data with a carry forward limit of up to 200GB,unlimited local, STD and roaming voice calls, 3000 free monthly SMSes and free subscription of Idea movies, music and games for 12 months.

Idea Rs 499 postpaid Nirvana plan: Idea offers 40GB of high speed data with a carry forward limit of up to 200GB, unlimited local, STD and roaming voice calls. You also get 3000 free monthly SMSes, Idea phone secure subscription of four months, music, movies and games for 12 months and magazines for four months.

BSNL Rs 399 postpaid plan: BSNL offers unlimited local and STD voice calls and 30 GB of data, for one month at Rs 399.

March 16, 2019 in News

No, OTP is not surefire protection against online banking fraud

One-time password (OTP), a commonly used two-factor authentication, is considered an effective deterrent against criminals trying to steal money from your bank account through online transaction. Not any more.

There has been a large number of cases in which criminals duped bank customers into revealing OTP or accessed it by hacking the smartphone. But now they have found another way to bypass the OTP deterrent — by requesting your bank to change your phone number linked to your bank account. A criminal can just walk into a bank, impersonate you, request a change in your registered mobile number and use the new connection to receive OTPs for transactions.

A resident of Janakpuri in Delhi has been duped by criminals who withdrew Rs 11.5 lakh from his current account recently in the same manner, according to a TOI report.

According to police, on August 31, two persons arrived at a bank and one of them impersonated the account holder. They requested a change in the registered mobile number and filled in the prescribed form. Once the new mobile number was registered, they carried out online transfers from the victim’s account using the OTPs sent to the new phone number. The Rs 11.5 lakh withdrawn in this manner was transferred to six different accounts held in a bank in Dwarka and then withdrawn through ATMs and cheques. After the crime, the mobile phone on which the OTPs were sent was switched off.

Police scanned footage of CCTV cameras in the bank and got the bank employees to give details of the accounts used in the fraudulent transactions. Police tracked one of the criminals to Jharkhand through technical surveillance. The role of bank employees is also being probed.
Impersonation is a quick and simple way to carry out an OTP fraud. Another way criminals can dupe a bank customer is to contact mobile operator with fake identity proof and get a duplicate SIM card. The operator deactivates the original SIM and the criminals generate OTP on the new number and conduct online transactions.

March 7, 2019 in News

Provident Fund (PF) Online Nomination: How To Submit Details, Other Rules Here

Retirement fund body Employees’ Provident Fund Organisation (EPFO) allows subscribers to submit their Provident Fund (PF) account’s nomination details online via its official portal- unifiedportal-mem.epfindia.gov.in. Employees’ Provident Fund (EPF) is a mandatory contribution from every employee towards his or her retirement savings. According to EPFO’s portal- it is important to nominate members to the EPF account. Then only the nominated members can withdraw the EPF savings in the event of subscribers’ sudden demise. Subscribers can nominate more than one nominee and also fix the percentage of sharing among all such nominees.

To avail EPFO’s online nomination facility, subscribers must have an active UAN (Universal Account Number). Also, Aadhaar details should have been seeded to subscribers’ EPF account.

Here are the steps to submit PF account’s nomination details online:

Step 1: Open EPFO portal – unifiedportal-mem.epfindia.gov.in and login by using your UAN and password

Step 2: Click on ‘Manage’ tab and then click on e-nomination option

Step 3: Your details like UAN, name, date of birth, gender etc., are displayed. Provide your ‘current and permanent address’ details here. Click on save

Step 4: Now, click on ‘yes’ to update family declaration

Step 5: Go to ‘add family member(s)’ and add the details of your family members whom you want to nominate. Here, you need to enter the names, date of birth, relation and address of the nominee. You can even add more than one nominee by clicking on ‘adding the row’. In case of minor as a nominee, you need to assign a guardian

Step 6: Go to ‘nomination details’ and declare the total amount of share among your nominees. In case, you would like to nominate only one member of your family as your nominee then you can declare 100 per cent as the share

Step 7: Click on ‘Save EPF nomination’ button

Step 8: Now, click on e-sign button to generate OTP, which will be sent to the mobile number that is linked to the Aadhaar card. The Aadhaar e-sign facility helps in approving the e-nomination form. Enter the OTP

With this, the e-nomination gets registered with the EPFO. There is no need to send any physical document to the employer or ex-employer after the online nomination is done.

February 27, 2019 in News

News Org Code in javascript

This plugin enables PHP code in pages, posts and everywhere you can place a Gutenberg block 🔥. Attention: The update to 3.0.0 is a breaking change that removes the [php_everywhere] short code and widget. Run the upgrade wizard from this plugin’s settings to help you migrate to Gutenberg blocks.

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Free mini‐tool is coming soon… we (still) promise!

Not using your Aadhaar card? It might get deactivated

History of Ecma

ES5, ES6, ES2016, ES.Next: What’s going on with JavaScript versioning?

Civilian security and protection

Taxpayer Alert! 8 tax tasks you need to finish by March 31

Jio V Airtel V Idea V Vodafone: Top postpaid plans under Rs 500

Prepaid plans are cheap. You don’t have to pay more than 250 to get a good data and voice calling plan. But how much is enough for a postpaid plan? There are plans under Rs 200 also but there are more options when you increase the price limit to Rs 500.

No, OTP is not surefire protection against online banking fraud

Provident Fund (PF) Online Nomination: How To Submit Details, Other Rules Here

Here are the steps to submit PF account’s nomination details online:

News Org Code in javascript

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